Hello. I just now joined this forum in hopes of finding a couple of answers. My company is very small; just me and my boss. I asked him these questions, and he admitted that he really didn't know. I signed up for a SIMPLE IRA that my boss offered me at the beginning of this year. I don't know if it is okay or not to mention financial institutions' names on this forum, so I will play it safe, and not do so. I don't really care for the company that my SIMPLE IRA is with. For one thing, I can't do anything online. I have to contact our advisor to make any kind of changes. I also don't like that we are charged an annual maintenance fee. That is actually my first question: Do they all charge a fee, and I just have to live with that? My boss thinks (but is not sure) that I could move my SIMPLE IRA to any company I want, and he would still be able to provide the company match. If I can, I was thinking of moving to the same company that handles my wife's 401(k). We are able to do whatever we want with her account online, and she is never charged any fees. That is my second question: Can I move my SIMPLE IRA wherever I want, and my boss will still be able to provide the company match? Thank you to all who take the time to reply.