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Old 10-07-2008, 01:04 PM
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Join Date: Oct 2008
Location: NC, USA
Posts: 1
Default A Very Serious Question

Ok, before I say anything, please do not post here unless you know what you're talking about. This is not a joke, this is not a hypothetical question, it's my life, so please only give me serious answers.

I have just been told that I have about three months to live. I am fine with this. The last year has been pure misery and I am glad God is ready to take me. I want to see my loved ones. This is a good thing for me.

I want these last three months to be the best of my life. I want to "go out with a bang" if you will. But, I have a very limited amount of money, so I was hoping to use credit to enjoy myself before I go.

I don't have any living relatives, so please so tell me I'm selfish, because no one is going to pay for this but the selfish credit card companies. I want to enjoy the last few months of my life. Please don't judge me.

Here is the thing....I don't have a clue as to how to go about this. I've never had a credit card or got a loan. I don't have a credit history. So please, this is a man's last wish, please advise me on how to get the most money from loans, credit cards, etc. It doesn't matter what the interest rate is, I won't be here. What does matter, I think, is the grace period, and the credit limit. (Again, I don't have a clue about this kind of stuff.)

Please don't presume know my situation, because you don't. Don't you dare tell me that I might still have a chance, because you don't know what's going on. I have had multiple doctors confirm that I have a 0% chance of being alive in five months, but will most likely go in three. I have had to face this reality, so please don't give me false hopes. I know God has a plan for me and I can accept that. I just want to enjoy my last days here.

So should I get a loan, or a credit card, or what? If I have to start making payments before the three months, can I use the card to pay off the payments? I know in a normal situation, that would be stupid, but my situation is not normal.

Please give me any ideas or advice you have. Please don't make jokes or judge me. Thanks guys. This is a beautiful world we live in, so I urge you to enjoy it.
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Old 10-30-2008, 01:46 PM
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Join Date: Oct 2008
Location: Georgia/Bryan County USA
Posts: 3
Default Re: A Very Serious Question

I am very sorry to here about your predicament. I too am a man of God and you seem to be content with your pending death.

With that said, I do not believe that God would want you to take money from someone when you do not plan on honoring your end of the deal - namely to pay back what you borrowed.

Maybe this is why no one so far has given you the information you seek. Better to go out with honor than with a bang.

I hope this helps.
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Old 11-03-2008, 07:16 PM
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Join Date: Oct 2008
Location: San Francisco, CA USA
Posts: 58
Default Re: A Very Serious Question

If you have no credit history and I would assume large medical bills than you probably have zero chance of getting a credit card, especially in this economy. You could get a secure credit card, but the limit would probably be under $1,000.

Doubt you would get a loan either, unless you have a house or car to use as collateral.

Sorry.
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