I haven't dealt with them myself, but the people to check with is the financial regulator for your country. In the UK that would be the Financial Services Authority.

Yes FSA would be best since they have recently unearthed lots of frauds in insurance and other sectors.

The information that you are looking for isn't just going to fall into your lap, i would suggest that you look on the internet and check to see if they are regulated by the FSA.

If not, stay well clear or be ready to be taken for a ride by yet another cowboy.

Always be careful of frauds. The best way to be saved from these, is what was suggested, look online. The internet has the information (if not the answer) to most of our questions. Make use if it and try not to be scammed.