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  #1 (permalink)  
Old 08-30-2007, 01:15 AM
pkafka pkafka is offline
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Default Bank Comparison

I have narrowed my search down to brick banks with online services. How can I differentiate one brick bank from another.

It is between WaMu, Citi and Bank of America

Thanks.

-pk
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Old 09-11-2007, 06:11 AM
steveb steveb is offline
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Default Re: Bank Comparison

No one can really tell you which bank is better than the other, especially among the big banks. No bank is perfect. They all have their share of fees and unhappy customers.

I think the best way to choose is by using the bank with the best customer service.
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Old 09-14-2007, 01:01 AM
sapphirecapital sapphirecapital is offline
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Default Re: Bank Comparison

Citi and BoA are just big players, not much difference between them, WaMu is easier in customer service if you only need retail banking
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Old 09-27-2007, 01:19 AM
James13242 James13242 is offline
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Default Re: Bank Comparison

FWIW- I have had very bad experiences with BofA as have many people that I know. I went with them back when they were Nations Bank in the Baltimore market. After the BofA merger, their fees became insane. I have had similar problems with M&T as I was an AllFirst customer before M&T purchased them. Within a year M&T started to charge fee after fee for items that had NEVER been charged before and on two seperate items with no prior notice.

From that point on, I only do my retail banking with a credit union. The credit unions tend to support the customer much more than a commercial bank. I do however deal with ING Direct for long term savings, ETRADE for long term savings and mutual funds, and Wachovia for a trust. I am very happy with all of them.
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Old 10-01-2007, 05:33 PM
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jiddim jiddim is offline
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Default Re: Bank Comparison

I agree with James, I'm an ING member and credit union member as well. I was originally with WAMU but they made a few errors with my account that they refused to correct (although I know that a lot of other people have had good experiences with WAMU). I guess the over-drafting fees are how they make all their money, you know.
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Old 10-03-2007, 04:57 PM
Fred333 Fred333 is offline
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Default Re: Bank Comparison

I have good experiences with bank of America. I had them during my college years it I had no issues with them.
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Old 11-05-2007, 02:15 PM
Easy To Get Credit Cards Easy To Get Credit Cards is offline
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Default Re: Bank Comparison

The banks work together anyway. The important part is your privacy and security.
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Old 02-08-2008, 09:40 AM
TheAdjustment TheAdjustment is offline
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Default Re: Bank Comparison

The bank you choose should reflect your needs.
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Old 05-12-2008, 12:43 PM
geniecash geniecash is offline
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Default Re: Bank Comparison

A business cash advance converts your future credit card receipts into cash now! Did you know that most banks require a huge investment of time to even be considered for a small business loan. Over 60% -70% of those who apply are declined for a small business loan.

The major differences between our credit card factoring program and a bank loan is that:
It is much easier to get approved
It takes only 48 hours to get the money in your bank after approval
There are no restriction on the use of the money
We are typically paid back in 6 months (banks loans take years to repay)
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Old 05-18-2008, 05:26 PM
AllThingsPersonalFinance AllThingsPersonalFinance is offline
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Default Re: Bank Comparison

Quote:
Originally Posted by pkafka View Post
I have narrowed my search down to brick banks with online services. How can I differentiate one brick bank from another.

It is between WaMu, Citi and Bank of America

Thanks.

-pk
You might find that you are happier with a smaller community bank. First Bank of Wide Place in the Road Vermont, for example. Two or three branches at most. They might even bring you soup when you're sick and can't get in to make a deposit in person.
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