Bank wont report to Big 3 - The Finance Forums: Financial planning, debt help, loans, mortgages, retirement and 401k, investment, and general finance discussion forums

pistitawA · #1 (**permalink**) 05-05-2008, 03:49 PM

Hi all- I have 11k in a CD and I borrowed 2300 to finance a used Harley-Davidson. I have made timely and sometimes double payments for a year and a half and plan on paying it off early. My CR used to be low because I filed bankruptcy in late 2005. I have built my CR to 747 and I want to get it higher. I asked my bank if they report to the CRA's and they told me that they dont do that. Is there any way I can make them give that info to the Big 3 because I think that would help my credit. Any thoughts?

kolacana · #2 (**permalink**) 05-06-2008, 09:22 AM

Quote:

Originally Posted by pistitawA

Hi all- I have 11k in a CD and I borrowed 2300 to finance a used Harley-Davidson. I have made timely and sometimes double payments for a year and a half and plan on paying it off early. My CR used to be low because I filed bankruptcy in late 2005. I have built my CR to 747 and I want to get it higher. I asked my bank if they report to the CRA's and they told me that they dont do that. Is there any way I can make them give that info to the Big 3 because I think that would help my credit. Any thoughts?

What is the CD , CR and CRA??

pistitawA · #3 (**permalink**) 05-06-2008, 08:53 PM

The CD is a certificate of deposit, the CR is credit report and the CRA is the credit reporting agencies. Sorry I abbreviated.