To get a loan, your best bet is a cosigner.

As far as this Audi, I would definetly avoid it. It is an import, therefore parts and labor on the car is going to be very costly. You can definetly find somthing better for the money!

just my 2 cents.. we are in our late 50's and had always bought used volvo's... ( could definitely afford to buy new)
but since buying our first NEW car in 2003.. i have never looked back..
the fabulous idea of a maintenance free car.. is such a novel idea....
with a used car, the cost of possible on-going maintenance.. more that makes up for the cost of the car...

I agree with those who said buy another car. I remember how important a car is at 19, but money is a lot nicer.

Pay for a car with cash - like if you have $500 or $1000. There are many old cars that will drive for years without problems - except for style. Keep the other money in your pocket to cover any repairs (that Audi will need some expensive ones).

Then, take the amount that you would be using as a loan payment and put it in savings. If that doesn't lock it up enough for you, buy savings bonds with it every month.

Whatever money you save at 19 will be a lot more when you are 29 (and you might need it more).

If you can't afford it don't buy it. Save up the money.

Yikes! Save the money! The number one best financial practice (in my opinion) is to buy your cars outright!