My husband, who is American, and I are facing a difficult situation. We are musicians and just made the move over to the United States. We have purchased ourselves a travel trailer in order to be able to tour. Now we are trying to purchase a reliable used truck (Dodge RAM 1500 V8 HEMI) from an official dealership to pull the trailer, but no institution will give us a car loan, because we have no credit history and can’t show income in the U.S. yet (self-employed). The fact that we can make a heavy down payment of over 50% doesn’t seem to make any difference to them. They want us to find someone to co-sign, which we won’t be able to get. We are talking $10,000, which we would be able to pay off in 6 months. We are staying in a campground in New England at the moment and we are dreading to face a cold winter in our travel trailer with our two toddlers, if we can’t find a solution soon. My husband and I are exhausted. We’ve been struggling for over 10 years now and this is the last link of the chain for us to make things work out in our lives.
My husband was forced to make a living with music since he was 10 years old and he has always been a very hard worker. It breaks my heart to see him break down under this situation now.
If anyone knows of any ideas or solutions to this dilemma, please post them here. I don’t know what else to do.