ahem 80 bucks or do you mean 80000?, tried it by yourself? ever made a status of what you have and owe? there is no real choice most of these offers are scams or things you could do yourself but they charge you, I suggest you make a plan and do it yourself, its pretty easy, talk to them

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I agree with sapphirecapital, why do you need a debt program? It sounds like a dieter looking for another diet. Put yourself on a debt diet, there's lots of sound financial advice on the web and I think most of them say the same thing. Do what you can to reduce the highest interest debt first, get rid of all your debt over the next few years, get a second job, take in lodgers, share your rent etc etc, then start a savings plan. Easy peasy

Wow! $80,000 dollars in debt.

Since debt is relative and you didn't state your income or assets I'll just presume you don't have any reasonable way to repay that.

File for Chapter 7 bankruptcy and move on.

Don't feel too bad about that....remember the banks are broke also. If it wasn't for Uncle Sam printing phony checks and calling those checks a "loan" the banks, Wall St. and the auto industry would have all filed for bankruptcy also. A United States Gubment check can't bounce.

Our *fiat currency system in the United States has been corrupted by our own government. Your paper dollars are just that....PAPER.

The only reason a $100 dollar bill is more valuable than a $10 dollar bill is because of the way the ink is arranged on THE EXACT SIZED PIECE OF PAPER.



*Fiat money is money declared by a government to be legal tender.[1] The term derives from the Latin fiat, meaning "let it be done". Fiat money achieves value because a government accepts it in payment of taxes and says it can be used within the country as a "tender" (offering) to pay all debts. In effect, this allows it to be used to buy goods and services and to pay tax. Where fiat money is used as currency, the term fiat currency is used. The most widely-held reserve currency, the US dollar, is a fiat currency, as are other widely held currencies like the Euro, Pound Sterling and the Yen.


Hope this post helps you wrap your head around what's REAL and what's fake!

Toilet paper is REAL, fiat money is fake!

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Gary Spicuzza, *SAFE
Copyright 1956.
No Rights Reserved.
*Self Appointed Financial Expert