Re: Credit Scores?
A couple of things. First, inquires into your credit doesn't necessarily hurt your rating. It's when you apply accessively for credit that you'll take a hit. If you are searching for a mortgage, all inquiries in a one month time span will count as one inquiry, so don't be afraid to shop around.
All these credit card companies and loans looking into your rating with out your request does NOT hurt your rating.
It's a good idea to check your credit history regularly. The three main companies all provide free reports (per the federal government) so check one out every four months.
|