I have several debts to pay off, including school loans, several credit cards and a mortgage . I came across an article that suggested Equifax's Debt Wise product was suited for someone with multiple debt outlets, does anyone agree? I'd really like to get my debt under control, or at least develop a plan to start paying them off.

I have Debt Wise and love it. I've had it since this summer and it's really helped me to prioritize my bill payments and stay on my plan. The best part is that the plan is automatically updated via my credit report. So when I send in a payment to one of my CC, it automatically shows up in my plan and let's me know if I'm on track or not. I have a bunch of little credit card bills and a few big ones. Debt Wise helped me figure out the best way to pay them off and helps me keep on track. Highly recommend it. Plus it's great to always have access to your credit report.

I have a better way. I am now debt free and here is what I did. It took me about 5 years to pay off $45,000.

1. Make sure you have $1000 in your bank account to use in case of an emergency. This will save your butt. Our furnace's motor died on us and I was able to pay cash to fix it.

2. Make a list of your debts smallest to largest and post it on your fridge.
-Pay them off from smallest to largest paying only minimum payments on the others and all that you can on the smallest. Once you finish the smallest, cross it off the list and move on to the next.

3. Keep doing this until you finish all of them.