Originally Posted by distinct
Hey folks, this might sound odd but I've forgotten nearly all of my debts. I do not know all the institutions I owe money to, how much I owe, etc. It's all been in collections for a few years, and I ignored the mail/phone calls all the while. I got my credit report a few months ago, but could not discern what I owed or to whom. So the question is, how does one find out their debts in a situation such as this?
Message boards are simply funny to read if you first look for humor, wit and a touch of sarcasm.
distinct, as far as I can tell you've got your debt under control and are in fact DEBT FREE!!!
After all, if one does not pick up their mail then they never received the bill. The same goes for phone calls, if you don't answer, you NEVER received the call.
You've gone this far, for who knows how long, and I think the statute of limitations for filing a lawsuit to collect a debt is four (4) years.
Simply don't borrow anymore from anyone and if your creditors don't want to enforce their legal rights to obain a judgment they will forever waive that right once the statute of limitations expires.