Hiya Sleepy. I read your main post just a moment ago. I actually was trying to pull some info that may be helpfull for you. If nothing else I may be able to help you with your future investments and such as you seem to be very smart (obviously as a doctor

) and level headed. You really want to fix it which for some reason is hard to find htese days. If you would like to talk more I am Bankhelper101 in yahoo for email as well as messenger. Feel free to look me up if I am online

If not good luck to you