I am really not sure how you can get a credit score for free. I did run across a site called E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings Accounts, CDs, Line of Credit, Home Loans, Second Mortgage, No Lender Fees that claims to give you your score for free. I actually didn't try it but you might want to check it out.

I do have a quick question about your credit score. Is it true that everytime you fill out an application for a credit card that your score goes down. And if that's true why is that?

I have never checked my credit rating. I have thought about doing it but was never really sure how to go about it. Thank you for all your information. Now I think am going to try it.

I think the only way to get your credit score for free is to ask to see it when a business pulls your rating, like when you're opening a bank account.

Last I did it, I used myFICO.com do the trial and it will give you your FICO score, which unless I am mistaken is your credit score

annualcreditscore.com

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