Hello
I have no credit card.Actually I don't know how to use credit cards therefore I never applied for credit cards Please suggest me what types credit cards may I use ?

Thanks

Find that in any searching system.

You just go up to the register and follow the directions that the cashier gives you. Swipe the card and sign, basically.

The best card will have no annual fee, no transaction fees, a low interest rate and a generous grace period. Typically you want a card with no annual fee and a grace period of at least 25 days.

Plan on always paying off the card as the interest and other fees will kill you in the long run.

You need to find a card that best fits you...no fees, lower rate, smaller spending limit at 1st.

This is an example of what you don't want to do. Just knowing this will put you into debt very quickly.

Now a days almost all the credit cards are offering life time free. And most of them have almost same rate of interest and grace period.

And they all have different schemes from where you can choose depending upon your requirements.

See what special offers they have, compare and select the best one.

Find a card that best suites your needs. My personal favorite is the AMEX Blue cash back. If you have no credit history, AMEX will be hard to get. Capital One is an easy card to get for people with limited or no credit history. They offer a cash back card as well just not as good and I do not care for their customer service. Generally, you will receive a small limit at first. Capital One is not very good with increasing credit limits but will allow you to establish a good credit history, then you can move on to a much better card. Use it monthly for expenses such as gas and pay it off in full every month to avoid interest. Your credit will jump and as long as you live below your means and use your credit wisely, you will be in a great place.

It really depends on your credit rating. Has your bank or building society offered you a credit card?

A credit card is basically a form of borrowing money for a shorter period of time. You can have a limit on your card, basic limit is usually £500 (UK) . You can use as much of it as you want at once, but then a minimum amount (Specified by your bank/b.society) MUST be paid back by the end of the month. It is however best to pay everything off at the end of the month to keep a clean credit score.

Hope that helps

It really depends on your credit rating. Has your bank or building society offered you a credit card?

A credit card is basically a form of borrowing money for a shorter period of time. You can have a limit on your card, basic limit is usually £500 (UK) . You can use as much of it as you want at once, but then a minimum amount (Specified by your bank/b.society) MUST be paid back by the end of the month. It is however best to pay everything off at the end of the month to keep a clean credit score.

Hope that helps

Really hard to say. Depends what are your preferences

This used to be a huge problem for me. Me and my wife didn't have any perception of what uses credit cards and money you don't have will do to you. Very fortunately for us we found a way to turn it all around.

I just keep one Visa with a low rate for when I have to book a trip or for other situations that requires having one.

DF

Do the banks have the right to charge whatever interest rate they want?

Hard to says,it depends on your financial condition.Advice with people who have experience in this field