Paypal gives you all the details, like an account statement, they probably need that

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well if you are a freelancer, you should have been setting yourself a company and paid yourself from that company..thats the correct way of doing it.

That way the bank doesn't even need to know you own the business. But yes take your bank statement in to show them proof of income and hopefully that works.

You may also opt to file an income tax on a percentage of basic-the applicable interest rate here in Phil is 3%, maybe this varies in other countries.

According to if you are freelancer it dos'nt matter you should talk in you office about your salary slip. This is your salary proof and what is your credit history if your credit history is good so you can get loan easily. Are you using credit cards.

If you can't get a bank loan, look into the lending tree or prosper. They have social micro-lending that may be way more forgiving than the institutional banks.

Ever try Prosper?

Prosper sounds a good bet to me. Try them. Or, what about good old family? Surely there is a well-off relative somewhere on the family tree? How small is your "small" loan going to be?

Most of the time, people that want to apply for a personal loan need to have a job and good credit history, or so we thought. Today, there are credit options available that not only doesn’t require a credit check, but also appears to not need a job as well…

well in india, it will be very difficult for you to get loan.
however you can get a credit card or lease an auto on the basic of freelancing income

yeah you are absolutely correct mate.. Have you tried with all your payment details from paypal with banks already? What they are saying actually? giving any hard conditions? or they just ignored ?

paypal gives you account statement..anyways if you are looking for small loan then sme social money lender will be better option than a bank