I need business financing fast. I have a pretty low credit score(548) and no collateral. I've only been in business since October, so many options are closed to me. I almost let myself get scammed by one of those places saying they'll loan you money if you send them money first. At this point I feel like there is nothing I can do. Does anyone know of anything that's not some sort of scam? Any help would be greatly appreciated. Thanks.

what business, where? Did you look at public funds? Business Plan available?

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If you have a low credit score, the only people you can get a loan from are family.

Do you desperately need a loan to make the business work? Can you perhaps look at your operation and cut back costs sharply so you can manage without borrowing?

It will be wise to calm down and re organize your business first. Do you really need a loan or do you need to appraise the business again. Before you make an emotional move that will plunge you into further debt. You should take some time and know why the business has not been doing well all this while because you only ask for a loan when you sure you can make money not when you are in debt already. So first things first....

how much cash do you need? There are cash advance and payday lenders that do charge high interest rate but they don't check credit. They usually go up to $1500 but on average you can get $300-$500. So depending on what you need, you can take a few from different lenders. Just make sure you are getting them from direct payday lenders.

you have to go with a good planing and money sources ..
you can ask to your friends and family from more funds ...
not only that,, after that you have to take a advise from a expert
so solve your problem... otherwise your extra funds are also be useless
good luck my friend..