I am desperate for a miracle. My life is collapsing around me. I am facing eviction from my apartment, have been eating peanut butter for two weeks to survive and have a car that is barely running.

In the past two months I have been hit with hospital bills, doctor visits, a hacked savings account and car troubles all on top of my regular obligations. Now I've hit the wall. I'm working two jobs and get three hours of sleep a night. It is still not enough. My credit has plummeted and I can't get a loan or any help anywhere.

I have been gainfully employed with the same company for 9 years and can prove it. I can also provide references or other documentation. You can also see from my sales history on this site that I have always been a fair buyer and seller.

Honestly, I thought about putting up a fake ad on here to try and scam someone but I just can't bring myself to do it. I'm a good guy who just got slammed with bad times but I don't want to hurt anyone else.

I AM NOT LOOKING FOR A HAND OUT. This is what I am looking for:

A loan of $25,000....

In return, you get...

A monthly payment of $400 a month for ten years. That, over time is $48,000. That is a $23,000 profit on the initial loan over a ten year period.

I will sign any promissory note or contract abiding by the above conditions. You make $23,000 off the initial $25,000 you lend. That is almost doubling your money. And I make the pledge that I will try to pay off the amount sooner than the full term. No matter what, you get $400 a month for 10 years.

I'm praying someone out there can help. I'm at my wits end...