This blog was created to help consumers who are searching for a second chance checking account avoid being ripped off and scammed when trying to get a bad credit checking account. The banks listed do not use ChexSystems or TeleCheck when opening a new account or they will not hold your ChexSystems listing against you. It also lists alternatives to checking accounts....

Approved Checking

I found that there are several second chance banking services using non chexsystems banks and they are all FDIC insured. There is an exclusive provider of 2nd chance checking accounts that guarantees bank approval. While most non chexsystems banks do not monitor your status in chexsystems, it's important to understand how long you will truly be in the system. Many second chance banking services are a great option for anyone with bad credit who can not get approved for a traditional checking or savings account, but they often have monthly fee's or costs associated with each transaction. For this reason, it's recommended that you apply for a traditional checking account after your five year restriction.

Second Chance Checking Account