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Personal Loans Discuss personal loans, secured and unsecured, and general borrowing.

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  #1 (permalink)  
Old 03-14-2007, 08:03 AM
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Default Online loans

Has anyone ever gotten a loan from an online lender? I'm not sure if thi is a good idea or not. I think I'd rather go in to the bank.
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Old 01-31-2008, 01:54 AM
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Thumbs up Re: Online loans

Applying for loans online can be a great way to obtain a quick cash fix as it allows for a much quicker and simpler process. No forms, no messing around.

You just need to ensure that the site you apply with uses special security technology to ensure that your details can't be obtained by internet hackers.

Take Cash Doctors for example. Cash Doctors is Australia's largest online payday lender, and uses SSL (Secure Socket Layer) technology to protect the confidentiality and security of all their clients' personal details, bank details and other information as it is transmitted and stored online.

This means that the company's clients do not need to worry about their details being shared over the internet as it is all completely secure.

Whomever you choose to apply with, make sure you do your research by calling or checking their site for the knowledge that your details will be safe.
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Old 01-31-2008, 04:27 AM
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Default Re: Online loans

I got one. It is only used if you can't get a regular loan from a bank.
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Old 02-01-2008, 12:03 AM
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Default Re: Online loans

My wife took out one of her private student loans online and everything worked out great. I always do advise people to check with the BBB before giving your personal info over the internet just to make sure the company your dealing with is legitamate.
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Old 02-14-2008, 12:36 AM
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Default Re: Online loans

i got one hassle free from renownfs com au. leigh was great to deal with. did it all by phone, e-mail and fax.
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Old 02-15-2008, 06:56 AM
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Default Re: Online loans

There is no appropriate time for any particular incident to crop up. It can be in a day, within a few hours from now or in a month. If at the same time you do not have any readily available finances available to you, it can be pretty disturbing for you. However there is a solution and it comes in the form of cash advance payday loans. These loans are designed specifically to provide you finances in times of emergencies without any hurdles. These loans are approved towards your bank account within a period of 24 hours which means that the amount is in your hands within the same day.


Cash advance loans are offered to you solely on the basis of your upcoming payday. The amount advanced is highly influenced by what you draw as your monthly income which must be at least $1000 per month. Based on these, lenders approve amount in the range of $100-$1500 to fix your various personal needs. These are very short term loans and are made available to you for a period of two to four weeks maximum
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Old 03-05-2008, 02:29 AM
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Location: new york
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Default Re: Online loans

Hello
If you live in UK then you can get easily personal loans.There are various online lenders those give online loans.

Thanks
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Old 03-06-2008, 07:37 PM
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Location: Texas
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Default Re: Online loans

I am a LendingClub member and allot of folks get loans online through the club in the U.S.
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Old 04-07-2008, 07:52 PM
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Join Date: Apr 2008
Location: Malaysian/KL/MY
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Wink Re: Online loans

Quote:
Originally Posted by Cash-Doctors View Post
Applying for loans online can be a great way to obtain a quick cash fix as it allows for a much quicker and simpler process. No forms, no messing around.

You just need to ensure that the site you apply with uses special security technology to ensure that your details can't be obtained by internet hackers.

Take Cash Doctors for example. Cash Doctors is Australia's largest online payday lender, and uses SSL (Secure Socket Layer) technology to protect the confidentiality and security of all their clients' personal details, bank details and other information as it is transmitted and stored online.

This means that the company's clients do not need to worry about their details being shared over the internet as it is all completely secure.

Whomever you choose to apply with, make sure you do your research by calling or checking their site for the knowledge that your details will be safe.

Nice Answer...
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Old 04-08-2008, 11:59 PM
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Location: USA
Posts: 141
Default Re: Online loans

Learn to live on less than you make and save money for an emergency fund, do not borrow small amounts of money from payday loan sharks. Get a second job of some kind and condition yourself to manage your money better. Read books like The Total Money Makeover by Dave Ramsey.
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Old 04-14-2008, 11:09 AM
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Location: england
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Default Re: Online loans

has anyone used Zopa before. These offer a service like this but i got put off with the thought of borrowing money from other people using the site as a broker
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Old 04-19-2008, 01:26 AM
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Location: United Kingdom
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Default Re: Online loans

Yes they are options where you can get online loans very easily but there should be proper research on them. It would be better if you can go to the bank personally because that will give you more confidence because you will know the person and the chances for fake people will be less. Althougth online loans are more convenient, but you are the one to figure out what would be best...
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Old 04-23-2008, 02:54 PM
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Location: Spain
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Default Re: Online loans

Yes I think that is a great idea, you can consult all your finantial doubts, and they usually are very friendly because is an impersonal treatment. But if you are sure and you want to deal with them a mortgage or loan, youŽll meet them in person the day that you sing your mortgage or loan.
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Old 04-27-2008, 04:29 PM
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Location: Sandefjord/Norway
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Default Re: Online loans

My experience : there are more than enought of those online lenders that are more than willing to give almost everyone a online loan - Apply for a loan and you will often get the answer the same day. I can't really se the dfferent between going in to a bank or apply online - the question is : Do you really need to lend money ?
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Old 04-28-2008, 03:06 PM
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Location: Illinois/Cook + USA
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Default Re: Online loans

Just read this thread and the only good advice I see is from Maat55
There are some very bad suggestions here! Why would you BORROW money to pay off a debt - which is - MONEY YOU BORROWED!!!! You are only digging a deeper hole!! Go to the library and read some books - that's what they are there for! Educate yourself and work harder. Stop borrowing and spending!
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