There are several good ones. Here is a link you might want to look at.
Money Market High Yield ( MMA ) and Savings Account Rates

Yes bankrate.com is a great place to check deposit rates. Although I do have to admit, working for a bank, that a lot of times we may offer an unadvertised promotion on a CD or Money Market Savings acct and it won't show on bankrate if that is the case. I'd always check some of your local banks as well to see if they're offering anything special.

No sense in locking into a $10,000 CD at 2-3% when you can get MM @ 4%+ and remain liquid with no minimum values required. Your money is not even keeping up with inflation in the CD. To get better than 2-3% on CD's, today you have to lock for 6-10 years or have many tens of thousands to lock. Long term I think there will be better options if your money is free to roam.

I like capital One myself

I like ING myself. Have both a checking and savings with them and no issues so far. I also keep a brick and mortar bank account as well incase somethings comes up and need money quick. It's also easier to deposit funds and then I just transfer to my ING.

yeah but it depends how much u invest?

Why would it matter how much you invest? You will earn a higher interest rate without all the fees and minimum balances most all banks have.

Currently ING checking is offering:

$0-$49,999.99 1.74 %
$50,000.00-$99,999.99 3.25 %
$100,000.00 or more 3.45 %

Savings:

3%

Both are better then most any standard checking or savings account, again, with no minimum balance or fees. You can even have a ATM/debit card just like any other bank, with many ATMs. There are other online banks that may offer slightly better rates but rates will change all the time. It would be a waste of time and trouble to chase rates for a few extra points, in my option. Only down fall I don't care for is, you have to have direct deposit or mail in deposits. But, to avoid that, I have a brick and mortar bank I make deposits to, then just transfer funds between accounts.

These types of accounts are perfect for emergency funds or other things you might need to stay liquid for but want to collect a few extra bucks. Every penny counts.

I use INGDirect and EmigrantDirect. I have quite a bit of money with both and feel totally comfortable. They are FDIC insured. I saw an interesting article today about AmericaNet Bank paying 5.25% APY for a checking account. You can beat that. See article here: money-cake[dot]com/2009/02/americanet-bank-offering-525-apy-for-checking-account/

wow this is good information. I'm definitely gonna look into it!!

I signed up for FNBO Direct several years ago when they offered a +5% savings account.. with all the interest rate cuts that has been lowered to slightly above 1%. I'm amazed that AmericaNet Bank still offers what it does.. makes me wonder how long that will last.

Has anyone seen any cd rates above 4-5% for 3-4 for a 50K cd?

Does everyone feel safe using online banking? I have seen alot of credit card fraud? any advice to be safer?

I also use online banking especially for bills payment. I find it secure enough.

online banking is very secure i use it all the time i have no problems and i dont get charged fees!!