You should create an emergency fund of up to $1,000 in your savings. If you cannot do 1K then save at least $500.

Next, put all your money toward your debt. Pay off all debt except your house because eventually if you have your debt paid off, then everything else will be gravy.

What do I mean? Well, just look at this hypothetical. If you pay:
$150 per month on a credit card
$350 per month on a car
$100 per month on a student loan

That is $550 total going toward your debt every month. If you pay all that off and then begin contributing $550 per month toward your future in say conservative growth stock mutual funds with a wise financial advisor, then through the beauty of compound interest that $550 per month properly invested over the course of 30 years will result in:

$1,922,230.27

Yes, you could be worth $2 million dollars by just properly investing that $550 per month. But first, pay off your debt and then put that money into your future! You can do this.

Pay off the debts with high interests first.Look for all the options for extra income. Follow strict cost cutting procedures. You should always have an amount in hand for the rainy day.

Pay debts and keep a good credit profile ...

You need to save more and stop spending on "wanted things"

You must only buy important things

you should keep saving, no one knows when will emergency will come..

Pay off debts, gives you a clean slate and better credit record incase you have problems repaying them ...