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Old 12-26-2008, 08:20 PM
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Join Date: Dec 2008
Location: fl/sumter usa
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Default payday advance

hi i'm a college freshman with little or no credit, and recently applied for a payday advance, the only problem is that the money i borrowed, i cant pay back yet because of an unexpected emergency... what should i do??
if i dont pay it back they will deposit the check into my checking account in which i am overdrawn...
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Old 12-27-2008, 03:45 AM
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Location: los angeles
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Default Re: payday advance

you should ask the money from your parents if that is possible or your friends.
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Old 01-15-2009, 05:08 PM
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Join Date: Jan 2009
Location: New England
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Default Re: payday advance

Definitely stay away from payday lenders at all costs! They are sharks and most of them are illegal. Several people have been scammed by these payday lenders and have had to close their bank accounts and open new ones to get away from them since they just keep debiting their accounts, even after the loan is paid off. The fees that most of them charge are illegal and payday loans are becoming illegal in many states, including my state. You will end up paying a good $800 back even if you only borrowed $300.
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Old 01-20-2009, 10:43 PM
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Location: Colorado USA
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Default Re: payday advance

I agree with shahab see if you can borrow the money from a friend or family member. Getting a pay day is bad news and should never be done no matter what financial situation you find yourself in.
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Old 01-24-2009, 12:40 PM
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Join Date: Mar 2008
Location: USA
Posts: 141
Default Re: payday advance

Many people live this close to the edge their whole life. You need to purpose yourself to never let this happen again.

That means, don't spend a penny on any wants until you have an emergency fund.

Live on less than you earn, period(At all times). Give up whatever it takes to do so, cells, beer, ciggerettes, eatingout, pop, candy, too much house, too much car, latte's, movies etc.

P.S. As bad a life as you think this would be, billions on this earth would trade places with you in a heartbeat.

Last edited by maat55; 01-24-2009 at 12:48 PM.
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