Hey all.

I'm new here. I just graduated from engineering school and I've started my career. I'm hoping to buy a house in about 2 years. I'm planning to have at least 25,000 saved up for the down payment.

Anyway, I'm looking for ways to further improve my credit so that I can get the lowest interest rate on the house loan. I'm considering buying a used car in the very new future,(one that I can pay off in cash on the spot). However, in order to improve my credit for when I purchase a house, I'd be willing to finance a newer/more expensive car that I can finish paying off just before buying the house. I have decent credit already - I've paid off credit card payments for 5 years, but have never had anything financed.

Is this idea sound? Anyone have any idea how much this might improve my credit or reduce the home interest rate? Know where I can go for more information? Thanks in advance.