No idea, sorry. I haven't been interested enough in the PayPal CC to actually look into it.

MY daughter has a paypal credit card. But I am not sure how it works. When I talk with her I'll ask her, and then let you know.

I'm actually interested on how it works vi-a-vis the regular Paypal account by type of account holder. Are there special privileges for merchant account holders? How about ordinary Paypal accout holders?

Do you mean a regular creidt card or the virtual one. They had a virtual option where you could pay with this card if you wanted to order from an online store that did not accept PayPal. In the case of the virtual card the money was subtracted from your paypal balance.

I don't like the paypal card very much because it doesn't offer any significant rewards. I would rather use a rewards card instead.

I have heard pros and cons about Paypal period. However, I have not any problems with them or their delivery.

I have seen this when going to my account but never really looked into it. I guess it would be a good option if it is like the virtual one mentioned above for someone that doesn't or cannot get a regular credit card.

I have a PayPal Debit card to access my account funds, but have not applied for their CC. I only use this account when other options are not available, or timing is a problem. Depending on your level of "approval", you may have limits on what amounts you can transfer at what time. I also think it is too expensive to pay their fees so I seldom use the account.

I agree a rewards card seems like the better deal to me.

I hadn't realized that they had a level of approval? I would imagine this is based on your credit? I am thinking that this is just not for me.

Any kind of give back from a card company is a plus. They are designed like the Terminators on T3.