Its been my experience that banks only like to loan money to people who have money. You may try some high interest lenders like Beneficial which I believe was bought out by HSBC.






Mark

I believe a bank would be the best option for you due to the amount you're asking for.

The funds you need are strictly for personal purposes? If you intend to use the funds for a start up business, or to develop a business model, you have other options. Just getting what use to be called a "signature" loan based simply on your credit rating Isn't likely. If you do find a loan, the interest rates are credit card sky high. Wish you all the luck

It will be tough to get a loan from a bank with no credit, what kind of car do you drive? You can get a title loan that is a loan based upon the value of your car.

tried a community bank or a credit union?

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Do you have a co-signer that could help you out?

Before you actually take that big leap in to actually applying for a bad credit mortgage loan for yourself, try your best to actually arm your self with (more than) enough information to actually guide you through the debt restructuring process

There are no perfect loans. It totally depends on how fast you need the money, how much you need, whether or not you are willing to use collateral....etc...etc.

Getting a personal loan will be very hard. particularly in this economy. Banks are being more tight with their lending and charging higher rates for it. Personal loans naturally are not backed by anything so are harder to get than loans for a car or mortgage or even a business.

Also, I would NOT get a payday loan. They are extremely expensive and have a variety of horrible fees to contend with.

You will need to be a homeowner to get a unsecured loan of £15,000 !! Even though they offer loans unsecured it's very rare they will lend £15,000 unless you have a property (it's just their criteria), even though the loan wont be secured on it.....
Most personal loans they offer will be up to £5k max as it's all about risk to them .. Since the credit crunch banks are even more strict than they use to be..
You would probably need to use a sub prime lender like 'black horse' but again 15k is a lot of money for an unsecured loan ..

http://www.loans2compare.com

guess you better go to your trusted bank and inquire on offerings they give to those who are looking for loans and stuff.

kcot
Government Student Loans | Student Loan Source

I agree with you that it does not matter that you believe you can pay back, they need a proof. But you can try from higher interest lender. Good Luck!

I think, u have to try in co-operative bank & in Sahakari Patsanstha. They don't need more documents. They want signature of guarantors. I also don't have clear idea, but heard about it.