Hello,

I was looking for a 15,000 personal loan .. and i cant seem to get help anywhere!! I dont have bad credit, but i really dont have any credit built up at all. I mean i know i can pay it back on time, but that doesnt seem to matter. Anyone have any ideas? Or even if a peer can help me out here?

-Anthony

Its been my experience that banks only like to loan money to people who have money. You may try some high interest lenders like Beneficial which I believe was bought out by HSBC.






Mark

I believe a bank would be the best option for you due to the amount you're asking for.

The funds you need are strictly for personal purposes? If you intend to use the funds for a start up business, or to develop a business model, you have other options. Just getting what use to be called a "signature" loan based simply on your credit rating Isn't likely. If you do find a loan, the interest rates are credit card sky high. Wish you all the luck

It will be tough to get a loan from a bank with no credit, what kind of car do you drive? You can get a title loan that is a loan based upon the value of your car.

tried a community bank or a credit union?

__________________

Do you have a co-signer that could help you out?

Before you actually take that big leap in to actually applying for a bad credit mortgage loan for yourself, try your best to actually arm your self with (more than) enough information to actually guide you through the debt restructuring process

There are no perfect loans. It totally depends on how fast you need the money, how much you need, whether or not you are willing to use collateral....etc...etc.

Getting a personal loan will be very hard. particularly in this economy. Banks are being more tight with their lending and charging higher rates for it. Personal loans naturally are not backed by anything so are harder to get than loans for a car or mortgage or even a business.

Also, I would NOT get a payday loan. They are extremely expensive and have a variety of horrible fees to contend with.