Problem cashing the loan:Personal Loan's approved,Making Money,but no proof of income
Since I have a good credit score, my loan for about $5000 was approved. But the only problem is that the bank asks me the very general thing: Proof of income such as 2 paystubs or 2 years of tax report.
This is not my first time in applying a personal loan. A couple years ago it's easier for me to get a loan. I remember when I worked as a driver and had Earnings Statement in every payday.
But now...after taking some classes and recover from my sickness, I think it's impossible for me to go back working as a driver again. No, thanks.
For a couple year I have been working and get cash. So technically I don't have the official earnings statement, of course.
Any idea how to provide myself some earning statements, tax report or something like that....as a proof of my income to show to the bank?
p.s.: Somebody suggested me that to report my recent income as well as the last years income to IRS is OK as long as I can find any way to reduce the taxes, probably by stating that I was loss or put all the expenses.
Or maybe I give some cash to any employer to put me as if I am their empoyee. Then I can get some 2 or 3 earning statements I can use for the loan application.
What do you think?
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