It should really come down to providing everyone with the right info I think. When I lost everything I owned I didn't need magic pills or lotions or DVDs, I needed cash, real money in large quantities, the kind of money that buys cars, trucks, lake retreats in one installment. I'm a bad planner, budget? can't do. So I fixed that . Financial planning is borring making a gob o cash is fun.

yea I totally agree with but the planning is what makes the gobs of cash.

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Small Business Cash Advance / Wall Street Journal Online