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Personal Loans Discuss personal loans, secured and unsecured, and general borrowing.

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  #16  
Old 03-29-2017, 07:13 AM
Jovanny Jovanny is offline
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Default Re: How to get Approved for a Personal Loan?

You should be able to meet all the requirements specified by the lender when applying for any kind of loan.
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  #17  
Old 04-26-2017, 02:12 AM
Jovanny Jovanny is offline
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Default Re: How to get Approved for a Personal Loan?

That is very true shsifat. It is easy to get an approval for a personal loan.
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  #18  
Old 05-22-2017, 03:12 AM
puneetc puneetc is offline
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Default Re: How to get Approved for a Personal Loan?

This question is also in my mind but one of my friends solve it by meeting me with an agent.
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  #19  
Old 05-25-2017, 02:20 AM
Jovanny Jovanny is offline
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Default Re: How to get Approved for a Personal Loan?

Credit union makes the loan process much easier and simpler.
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  #20  
Old 06-17-2017, 07:23 PM
alousallo alousallo is offline
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Default Re: How to get Approved for a Personal Loan?

Much easily we can get personal loans actually while showing our information about yourself, they will make an quotation according to monthly and yearly calculations. if u had applied for little money to loan officers will overlook your complete quotation.

While i m worried about personal loan to get approved quickly and fastly i had seen a post of personal loan on this link: and gave it a try. With this link, i got to knew about personal loans details deeply and easily as faster to help me, to get personal approved easily.
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  #21  
Old 06-18-2017, 06:33 AM
shamsul89 shamsul89 is offline
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Default Re: How to get Approved for a Personal Loan?www.jpost.com/PersonalLoans

how to get approve for personal loan

Here are six tips that will assist in improving your chances of persona loan approval.
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Check the loan eligibility criteria before applying
It is important to check whether you meet the personal loan eligibility criteria of the lender you wish to borrow from. Most lenders require applicants to be in a particular age group, preferably between 21 and 65 years. Also, you must annually earn a minimum amount that is specified by the lender. Additionally, you should not have any outstanding defaults on loans or on any of your credit cards.

-Check your credit score
If you are not aware of your credit score while applying for a personal loan, your application may get rejected. Obtain a credit report, so as to identify your credit score and rectify errors, if any. A good credit score not only increases your chances of loan approval but also helps you land an attractive interest rate.

-Avoid multiple applications
If you think applying at numerous places is the right thing to do, you are wrong. Most lenders check the existing applications and may doubt your intentions. The probability of your loan application getting approved is less in such cases. Additionally, multiple loan applications without loan approval will affect your credit score.

-Provide factual information
Lenders verify the information provided by you through supporting documents. They may also give you a call to verify your information personally. Hence, provide factual information about your residence details, annual income, past loan repayments, besides others.

-Aim for a realistic loan amount
Quite often, borrowers apply for an enormously huge amount and get rejected by the lender. It is imperative to identify how much you need to borrow. Apply for a loan amount based on your ability to repay. Lenders conduct a check of your income and repayment ability before approving a loan. Hence, aim for a realistic amount in order to avoid a loan rejection.

-Maintain job stability
Banks and lending institutions require applicants to have a stable work history. Most lenders require the applicants to have at least two years of work experience in a particular job. Hence, avoid switching jobs if you are planning on applying for a loan. Stability in the job is required to ensure you have a steady source of income.

Last edited by shamsul89; 06-18-2017 at 06:38 AM. Reason: more fact
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  #22  
Old 07-13-2017, 02:46 AM
divi divi is offline
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Default Re: How to get Approved for a Personal Loan?

Hi, you can get your personal loan approved if you have all the documents like identity proofs, passport(expats), salary certificate. Most of the banks approve a personal loan on the basis of credit score so check with that http://www.mymoneysouq.com/loans/com...onal-loans-uae see this they have all the information.
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