Hi everyone. I recently closed an account with BB&T and am looking for a new bank. I want a bank with

• free checking (no fees that are going to nickle and dime me to death)
• a check card
• a bank that covers ATM fees
• ability to pay bills online
• ability to transfer money to another bank online

I have one year left in college and hardly any money. I'm also thinking about opening up a savings account with an online bank, so being able to deposit money into that from my checking account is a must. Thank you so much to anyone who has a suggestion.

Too Funny!!!

I would have suggested Branch Banking and Trust but after reading your post I suppose I'll keep my type written words shut!

Try a credit union in your area.

Personally I like SunTrust.

__________________
Gary Spicuzza, *SAFE
Copyright 1956.
No Rights Reserved.
*Self Appointed Financial Expert

I agree, I joined a credit union when I was looking for a car loan, but I've stuck with them because they offer all of the services you listed and more. Banking with them has been great. If you plan on moving after college, though, you might need to move your account again; even though many credit unions provide online banking, and almost certainly provide services over the phone, they are often rooted in specific locations (for many credit unions, their charters allow them to serve only a certain region of the country), and sometimes you really need to be able to go into a branch and sit down with a real person to resolve an issue.

I have been very happy with Wachovia...but my fiance uses TDBank and has had an equally positive experience. I guess it also depends on what's near you.

I have been using service of HSBC. Quite content with it...

My folks recommended TDBank for me. You should check it out on their website.

I challenge anyone to find a reason not to use a credit union for their banking. Generally, their customer service is better and they pay higher interest rates on savings and lower interest rates on loans than the big banks. Also, look up shared branching. Most credit unions participate in this across the United States. Through this service you are able to make deposits, withdrawal, wire funds, and get cashier's checks at any credit union that participates for your account. Also, you are able to use all of their atm's. This will actually give you access to more atms and locations than any other big bank. If you are someone that is technology savvy enough to check your email then there is no reason why you should bank with a bank and not a credit union.

HSBC was good , but now they charge for maintenance for atm transactions, they change stuff without notice ,
If you need help some GUY in india will answer you, and they dont know shit.

I have still HSBC but i am going to a new one too. i dont like them now they screwing me up.

I would go to online banks now as many do offer extra perks and they probably have better service.

Thanks for posting this.

I'm looking to create a new account, as well.

Any suggestions within Vegas?

I personally think that Arvest is a good bank if you have one near you. or USAA if your in the military.