The way my 401k is going I'll never retire. I need a fixed return.

Consider AvivaUSA it's where all the money is being moved.

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Gary Spicuzza, *SAFE
Copyright 1956.
No Rights Reserved.
*Self Appointed Financial Expert

What can they do for me and my retirement plan?

Well, with an upfront 10% interest premium bonus PLUS the Fixed Strategy at 3.55% for premiums over $75,000 your money would be absolutely guaranteed to grow by 13.55% the first year.

Further, the 10% premium bonus is paid on all new money paid into the contract during the first two years.

Now there are strings attached, surrender charges and a bonus recapture feature during the first 10 contract years, but Fixed Indexed Annuities ARE NOT the place to put your money if you want to play games with your money or put your money in and take it right back out like the day traders on Wall St. playing stocks like a flea market swap meet.

See THIS shameless plug linky.

There is also an Income Account Value rider available that's guaranteed to grow at 6% regardless of market conditions. This IS NOT money. It's a mathematical formula the insurance company uses to determine the maximum amount of guaranteed lifetime income payable based on age when the payments begin.

__________________
Gary Spicuzza, *SAFE
Copyright 1956.
No Rights Reserved.
*Self Appointed Financial Expert