Probably best off reading Investing for Dummies - good range of investment vehicles described there.

i think invest money in real estate is the best option for investing.

Right now real estate is a lousy investment in most places around the world and it's likely to stay the same for the next few years at least.

Investments depend on what you are looking for. If you are looking for longer term investments that yield a higher percentage down the road then you should look at investing in something tax free. It also depends on how old you are. Good Luck!

I think what's missing from this conversation is "investment strategy". Real estate, funds, etc are merely vehicles to execute an investment plan - you're more likely to succeed with investing if you have a plan.

I agree with brian, you must have a plan and you must diversify your portfolio. I think spencer24 is wrong, you should buy when everyone else is selling and sell when everyone else is buying. The purpose is to get things cheap and sell them expensive, or get constant and as much as passive as possible returns from your investments as possible like dividends or a rent.

Here is a very good article relevant to your query.

Types of Savings & Investment Options

Go through the article and you will get all the information regarding the various types of investments.

There are tons of different investment vehicles, CDs, High-interest savings, Trad. IRA, Roth IRA, 401ks, 529s, REITs, Money Market accounts, Index Funds, Mutual Funds, Stocks, and the list goes on, to choose from. All depending on a wide variety of things such as, how much money you have to invest, your age, your investment style, your investment purpose, ect. There is not a on size fits all strategy and many people use different methods, even for the same purpose such as retirement. I would suggest doing your own research by first reading some, easy to understand books, like Investing For Dummies as a previous poster mentioned. Save money by getting them used. Also, you might consider talking to a financial advisor. Be careful not to follow their advice to quickly as some may be out to steer you in the direction they will make the most money in, not what's best for you. Knowledge is power, especially if you plan on handling your on investments. Read, read, read, and more importantly, understand. If you feel you are not ready to handle your own investments, hire a pro. Find a financial advisor that is not 100% commission based, that you feel comfortable with and trust. Word of mouth speaks volumes. If you leave feeling like you don't understand what they are trying to get you to invest in, then they probably are not doing a good job, and you will not feel comfortable, find someone else. Also, always ask questions from friends, family, online fourms, ect. Learn as much as you can from others, then do your own research on what they say. Just because someone says to do something, does not mean it's correct, or right for you. Either way, you are making a great step in finding financial freedom and I congratulate you! Good Luck

If you don't have a retirement account, a Roth IRA would be a good option.

Real Estate is also a good investment option. If you can afford it, right now would be a great time to get in since the market is down and you would be able to pick up properties at a great price. I've been investing in real estate for the last 3 years! I would definetly get educated on all the rules and laws for your state prior to investing in real estate.

The investment firm I am into protects me from the market risks and doubles my money every 4.5 yrs or you can receive quarterly checks from your principal(intrest)

AYANNA, you have probably been scammed. For money to double every 4.5 years would require about 16% per year. There isn't any safe investment with those type of returns without risking your principal.

You probably have lost all your money and your quarterly statements are phony frauds.

This is the EXACT same thing Bernard Madoff was doing to his clients.

I'm sorry for your loss.

__________________
Gary Spicuzza, *SAFE
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No Rights Reserved.
*Self Appointed Financial Expert

Read a beginner investing for dummies book. Learn more about the type of investments you want to invest in. Invest! Learning is the most crucial, incomplete knowledge will make you bankrupt.

Best bet is to talk to financial advisor. In most cases they only charge fees based on the investments you'll decide to embark upon. You're going to have to pay some kind of fees anyhow ... might as well let the pros make the right decisions for you. Of course you can get more than 1 advisor.