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When checking my credit report, I realized I had two unused lines of credit open, both with jewelry chains from when I was shopping for an engagement ring a few years ago.
My question is, would closing these two accounts help or hurt my credit rating. Neither have a balance (never had) and total $3000 in available credit. My credit report is otherwise impeccable with one credit card that I keep a very low balance on and two car loans that are always paid on time. |
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