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| Credit Cards Discuss credit cards - user experiences, credit card rates, and which companies offer the best credit card. |
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Using credit cards correctly it would be when you pay the full amount on a monthly basis and take advantage of all the rewards they offer and pay 0 interest because you pay them off every month.
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Kelkat..so true.
Good advise. |
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My father has used a rewards credit card for his businesses for years. He pays his monthly balance in full each month and every few months, a check for about $100 shows up (he gets his rewards based on gas purchases because that's what he purchases the most for his company). Pretty awesome.
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-Crystal- Our financial motto: Needs vs. Wants |
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Yes, reward credit cards can give you a nice little benefit. You have to use the card a lot and make sure that you sign-up with a reward program that will benefit you.
Sounds like you dad has done just that .
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It is not smart to play it safe but it is safe to play it smart. |
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all credit cards charge some fee or another
they dont tell you unless your read the mice print when your sign up its either a annual fee of membership fee there all in busines to make money off of you you must check your statement every month i should know i worked with capital one for 15 years |
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Hello
I have different types of credit cards if you want to use credit cards plz contact this site free annual credit cards report.I am sure they will help you how to use credit card. thanks |
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Quote:
Absolutely correct. And if you are disciplined enough and pay off your balances each month, use the rewards points/cash back to your advantage. As for the annual fees, depending on the benefits it could be worth while. depends on your lifestyle. the thing to look out for is making sure that your AF is out weighed in spades on what you get in return. I agree the cards that chargs an AF without any percks are good for nothing. Example: Amex Plat $450/annual fee heavy air travleler is used to paying $1k/year for the ability to use Airport Access Clubs. Savings $550/year. Now I know some may say who in their right mind would be paying these fees to sit in a lounge, but people do and companies make a lot of money of of them. It really all depends on individual circumstances. |
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Well to me use of credit cards is quite helpful if they are use din correct way. Its simple an another way of getting a credit period of 35-45 days to use your limit. and apart from that we get reward points and other benefits from the credit card company. If the payment is done due on time , i think credit cards are the best to use
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Hello
Here is some tips for credit cards. How to use correctly credit cards. we provide no of sites. like : Free Credit Score - Free Annual Credit Reports thanks |
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