We Can't Afford to Live
This is my first post here. I hope you can give us some ideas if there is any hope for our situation. We need advice that helps with an every payday shortfall and prioritized spending that makes sense taking that shortfall into consideration. We feel like we are continually in a catch-22 situation.
We are an older couple, my husband is still working but, I can no longer work. I am trying to get on disability but for those of you who know, that is a long drawn out process and, I am currently in the Appeals process.
We would love for someone to come in and take a look at our income and outgo and tell us how to not have a shortfall every payday. The only advice we have ever been given is that we need A LOT more income. This advice was given to us by a lady at our bank who went over our finances with us.
We are renting a room and sharing the utilities but, every payday we are short. This was the cheapest rent we could find. We just feel like we're always choking. My husband comes home dead tired from his job every evening. He is gone from 9:00 in the morning until 11:30 in the evening. He just can't work anymore hours.
Any help you can give us would be sincerely appreciated.