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Old 03-13-2007, 11:09 PM
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Default What Credit Cards Do you hold?

How many and what type of credit cards do you hold? I have an American Express and a Visa, and they cover all of my needs.
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Old 03-14-2007, 07:55 AM
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Default Re: What Credit Cards Do you hold?

I have a MasterCard and a Visa. I have them primarily for an emergency situation.
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Old 03-14-2007, 12:42 PM
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Default Re: What Credit Cards Do you hold?

I have Amex, Citi, Bank of America and WAMU that I use.
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Old 03-17-2007, 12:14 AM
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Default Re: What Credit Cards Do you hold?

Currently I don't have any but I intend to get a Visa or MasterCard within the next year.
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Old 08-24-2007, 12:53 PM
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jrf jrf is offline
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Default Re: What Credit Cards Do you hold?

I have no credit cards. I have learned my lesson on them. I will NEVER have another one. They ruined my life and kept me broke. I have paid them off,cut them up and closed the accounts. I have more money now than I ever had. If I don't have the money for a purchase I don't buy it. It took me a while to get that mindset but I feel alot better. I have my emergency fund in place so I don't need one.
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Old 09-21-2007, 08:10 PM
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Default Re: What Credit Cards Do you hold?

I am a little risky but I know how to use them and plan with them. I have currently an Amex, 2 Mastercards, and 1 Visa...

I am always on the lookout for card offering 0% interest for a year. You can make a lot of money playing with those cards!

For example, and you may have heard of this before, but... Lets say to sign up and get a new credit card with 0% interest for a year. You write a check to yourself for the full credit limit and put it into an investment vehicle that you know will keep going up in value... some sort of money market of CD, or you can even play and ladder CD's... anyway at the end of the year you take out the credit limit and pay off the card and you are left with PROFIT!

There are many other neat tricks but this one I always thought was really cool!
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Old 11-04-2007, 08:53 AM
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Default Re: What Credit Cards Do you hold?

Quote:
Originally Posted by jrf View Post
I have no credit cards. I have learned my lesson on them. I will NEVER have another one. They ruined my life and kept me broke. I have paid them off,cut them up and closed the accounts. I have more money now than I ever had. If I don't have the money for a purchase I don't buy it. It took me a while to get that mindset but I feel alot better. I have my emergency fund in place so I don't need one.
What a way to go. Could not have said it better. If you have a reserve.
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Old 11-05-2007, 10:23 AM
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Default Re: What Credit Cards Do you hold?

i have 2 visa and master that most people have!
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Old 11-05-2007, 05:09 PM
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Default Re: What Credit Cards Do you hold?

They are the most popular and most commonly used. I think everybody who has CCs has those two.
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Old 11-08-2007, 06:08 PM
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Default Re: What Credit Cards Do you hold?

I have a personal Amex, a business Amex, and a personal Visa. Used to have a Discover way back when, but got fed up with them.

I have to admit that American Express has provided me the absolute best experiences with any type of credit card. There service is impeccable, and thank God they unloaded their financial planning unit (I own Amex stock in my play fund).

As always, we don't charge anything we couldn't just write a check for anyways. Most of the time we pay it off immediately through the web.
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Old 01-03-2008, 03:12 PM
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Unhappy Re: What Credit Cards Do you hold?

I have 6 credit cards, I'm on exeption because I own a credit card offers site so I got carried away. I have a couple of Visa cards a Capital One, Discovery card... I'm very very careful of how I use my cards
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Old 01-21-2008, 10:11 AM
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Default Re: What Credit Cards Do you hold?

I hold city bank credit card , they are the best where i live as they are safest and also gives loans at lowest interest...
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Old 01-26-2008, 11:33 AM
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Default Re: What Credit Cards Do you hold?

Quote:
Originally Posted by financeguy View Post
How many and what type of credit cards do you hold? I have an American Express and a Visa, and they cover all of my needs.
My credit cards are turned off/canceled accounts. I am going to take a shot gun to them and watch them go to pieces, should be fun.
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Old 01-27-2008, 03:51 PM
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Default Re: What Credit Cards Do you hold?

We have a Citi Visa with a very large limit that we use for emergencies only (so basically it stays empty). We also have an Amazon Visa that we use to get the points and then pay in full each month. I also personally have a New York & Company card, but that gets used maybe once or twice a year when I deserve something nice.

For my design business I will be getting an Amazon Business Visa here shortly so I can use my rewards on design books. As with our Amazon card, I'll put stuff on it and pay it off right away.
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Old 01-31-2008, 03:40 PM
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Default Re: What Credit Cards Do you hold?

i have amex and visa that it you need 2 credit cards that it
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