I'm curious how most people pick the bank they do. I think there are a lot of things to consider, like convenience of banking, ATMS, interest rates, bill pay, fees, how long you've been a member, if they are local or not, etc. I'm wondering why everyone chose the bank they did. Was it because of convenience? habit? rates? online services?

I live in Boston and don't want to bank with B of A so surcharge reimbursement on ATMS is a big priority for me.

Curious your thoughts.

Don't know the Boston area, but you should look into a respectable more "local" bank. The big banks like BofA, Chase, Wells Fargo are pretty much all the same (slightly different policies, ect...)

I agree with Financial Saint, look into more of a "local bank". More ATM's in the city is great for access. I would consider looking at how the banks do business, like you mentioned before, fees, interest rates, investment vehicles etc. The more you like how the bank treats their customers the more likely you will choose the right bank. Also, look into their role in the government, for example Bank of America and some of the big banks did need bail out money (TARP), I dont like governemnt intervention but if that doesn't affect you then go for it. Also consider credit unions. Hope I could be of some assistance.

I look for a bank close to where i live, mobile banking so i can check my balance when i'm out spending lol, online banking, I'm not to big on ATM's

I like banks that house everything. I use bank of america for my primary stuff, with them I have investing, retirement, money market, checking, and credit card accounts all in the same place. So when I log in i can see everything.

If you want help on choosing a bank. I just came across a site this week called my bank tracker, it's an amazing reference site i use to help people choose the bank that suits them the best.

I look for interest rates, and cashback if they offer. ATM fees, and also how they treat you.

Well, I do the same as you do like, I will go for searching a bank which is close to my area like there should be branches of that bank located so that there will not be any trouble making any transactions. Also, online banking is good to have a check on your transactions and the savings.

Also, one thing that is very important is to know that you should be little big on ATM's if there is a requirement prior to your work.

Thanks

branch locality is also important