I'm going to kill myself and I want to know what will happen to my student loan debts. I'm 140 thousand dollars in debt from just student loans alone. I don't want my death to be the topic of this thread, but for details sake, it should be known that I'm going to die and that it won't be natural or by accident or murder (in case circumstance of death matters in how the debt is handled afterward) and it's futile to spend time talking about it or talking me out of it.

I'd like to know what will happen with my loan debt. I have student loans with Sallie Mae, Citibank, Chase, Wells Fargo, and Keybank. The federal loans I have are being handled through Sallie, all the others are private. My mother is 70 years old, my father is 79, I'm 25 never married, no dependents, never paid taxes, credit score 566, no criminal record, don't have any assets to be taken and no longer have a bank account after it being force-closed. Each of them are in repayment, and Keybank, Citi, and Chase all gave me the option of a graduated repayment plan, which I have. I'm being served court documents for being in default with Wells Fargo.

My co-borrower for the Citi loan is a distant uncle who didn't want to co-sign for me years ago, but did, and now the loan is in repayment, and with the payments to the others, I can't afford it without being late. The uncle is also in his 70's.

What will happen with my debt and how will it be handled when I'm dead?

Also, not sure if it will be necessary to create a new thread for this question since it's related, but I also have debt over $600 to CapitalOne for a credit card, $1,000 AT&T bill, and other smaller debts. What will happen to these debts as well?

beside your uncle probate will level everything, you can make it easier by applying for bankruptcies before, but anyway, my suggestion: a will

will everything to a charity, nothing to your parents etc

charities have legal staff which wil handle the decline an the debt will be booked out, the one your uncle signed for, he is stuck with. He may have injunctions when you give them to him (he could say he was enticed by fraud to sign...), depends on his lawyer and the whole nine yards of lawsuits. Since you are so open to us tell your folks

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Your uncle would be on the hook for the loan he co-signed for.

The rest, they would likely *try* to go after your family but they would not succeed as it would be very easy for your family to dispute that they had nothing to do with it. Doesn't mean bill collectors won't try though.

Most life insurance does not cover suicide.

I would probably contemplate telling your family so that your uncle can be prepared because he will be on the hook.

You still here?

If so is it because you know it's not a good way to thank you Uncle?

Why not pay that one off before you leave? How much is it?

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Don't leave you uncle with that.

Killing yourself over student loans is a little harsh but I believe that your loans will be forgiven. Dont forget if you pay on them for ten years the balance will be forgiven. Talk to your lender about it

Yea, there is a good chance that your family can be required to pay off the debt. Especially if anything else of yours goes to them.