some do some don't, you get a loan on the basis of future employment income, usually at very very high interest rates, not sure what is going on in the UK but there should be other options for students

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payday loans are short term loans often taken against your credit....there are a bunch of trusted payday loan resource websites out there that can explain you what they are


and so many more if you google.


Payday loans are very high interest and I don't recommand applying for them for any other reason other than last resort short term financial emergency.

sorry it wouldn't let me put links because i am new but if you google payday loan resources then you should get some good sites

There are tons of payday loan sites, be careful though because many are just middle men for other sites. It's always recommended searching for payday loans to a specific area or intrest. i.e Atlanta or for students

guys he is in the UK

however try to go without them

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the concept of payday loan varies from country to country.

Payday loans are a sure fire way to a lot of financial pain.

Please don't finance your future. If your financial world is such that you need to borrow like this you are in dire straights. Get some help. Develop a financial plan. Work on increasing your income and controlling your spending. This is the only way to win.

Payday loans have their place but it's a tight-rope walk and for students who have an uncertain income - probably a bad idea.

I checked out a certain payday loan company in the US. If you borrow $425 you have 2 weeks to pay that back plus a $75 fee, that an APR of 460%. And 9 times out of 10 people don't pay them off in the 2 weeks and are forced to roll it over to another loan. On average people roll them over 8 times before paying it off. The typical loan people pay back $793 on a $325 loan. Interest rates vary between 390% and 780% APR. They are an all around bad idea. It would be much better to have an emergency fund saved up so you don't have to resort to payday loan rip-offs.

By the way, Payday Loan companies have been banned in 15 US states plus Washington DC. Probably for a reason, because they pray off of poor and desperate people

Be carefull with payday loan brokers since a lot of them use gimmicks such later giving your account info to people like DEBT 2 WEALTH which I am a victim of fraud bank ach charges, after requesting my refund for account subscription I never authorised. I have being stalled with answers such as " we are in process of refunding your money, it will take 3 to 5 or 7 to 10 business.
As far as i am concerned yet i have not received my refund of anlawfully taken 40.00 usd taken from my chase bank account with a fraudlent ach invented by Debt 2 Wealth.
The feds should investigate this people who mud other people that do honest business.

payday loans are not spam ...they are legal and have some positive uses in some cases.... There are definitely ways to use short term loans for a personal gain, but only if a person understands how to use them and uses them responsibly

Pay day loan also known as Fast loan they provide you fastest money at your financial crisis, for this you just need to have a permanent job and age above 18 years, and they do not care for your credit history. After approval of your documentation they provide you money with in span of hour directly in your account.

Pay day loan is a short term loan. student can take this loan easily...........

In two words... A payday loan is a "TERRIBLE IDEA!" LOL If you don't know what it is, don't bother to learn. It's basically legalized loan sharking. These small companies typically pop up in poor neighborhoods and loan money (mostly to the poor) at VERY high interest rates... hundreds of percent APR.